First Texoma National Bank offers a range of flexible financing options—including Business Term Loans, Lines of Credit, and Commercial Real Estate Loans—designed to support business growth, manage cash flow, and invest in property. With competitive rates, customized terms, local and personalized service, we’re committed to helping businesses succeed at every stage.
Agricultural Loans
First Texoma National Bank’s Agricultural Loans provide flexible, affordable financing for Farm and Ranch Acquisition, Livestock, Farm Equipment, and Crop production. With deep roots in the agricultural industry, we are steadfast in our commitment to supporting the farmers, ranchers, and cattle operators in Southeastern Oklahoma and North Texas.
Business Term Loans
We proudly support businesses throughout Southeastern Oklahoma and North Texas, that’s why we provide affordable, custom financing.
- Competitive rates for a wide range of business expenses:
- Working Capital
- Equipment
- Machinery
- Inventory
- Facility Improvements
- And more
Lines of Credit
Manage seasonal fluctuations or unexpected business expenses with an available line of credit.
- Competitive rates for a wide range of long-term or recurring costs:
- Seasonal fluctuations
- Inventory
- Capitalize on trade discounts
- Working capital
- Ongoing updates
- And more
- Repayment customized based on your business’ needs
- Funds available when you need them; apply once then use again as needed thereafter
- As principal is repaid, more becomes available for use
- Interest charged on only what you use
- Locally processed and underwritten
Commercial Real Estate Loans
Whether you’re buying, investing, or developing commercial properties, our lending professionals can help you secure your ideal.
- Competitive rates for the purchase, refinance, or construction of commercial properties
- Fixed and adjustable-rate mortgages (ARMs)
- Repayment terms customized to fit your business’s unique needs
- Lending professionals with working knowledge of the local real estate market
- Quick, local decision-making and processing
Commercial Construction Loans
Build the space your business needs with the convenience of a local commercial construction loan.
- Short-term loan solution
- Competitive rates for the construction of commercial properties
- Available for owner-occupied or investment properties
- Repayment terms customized to fit your business’s unique needs